For Insurance Carriers

AI-assisted estimate review built for carrier teams, not generic automation demos

Santora helps carriers standardize mitigation packet review across adjusters, QA teams, and vendor oversight workflows while keeping final claim authority with the people handling the file.

Review full claim packets instead of isolating the estimate from the support.

Use carrier rulebooks and thresholds to shape the review standard.

Give desk adjusters a clearer file note and next-step recommendation.

Support vendor oversight and exception visibility across the queue.

Carrier-fit

Built around claim review workflows instead of generic document summarization

Repeatable

Helps similar files move through the queue with similar logic

Defensible

Outputs are intended to support notes, QA review, and vendor follow-up

Operational fit

Desk adjuster review support
Carrier rulebook configuration
Archived recommendations and supporting files
Vendor exception tracking and repeatable review notes
Teams

Carrier teams that benefit from a repeatable review layer

The same workflow can support multiple stakeholders across the claim-review chain as long as the outputs stay practical and explainable.

Desk adjusters

Get a clearer action path for vendor questions, estimate revisions, requests for support, and file documentation.

QA and peer review

Apply repeatable review logic across the queue so similar files are handled with similar standards.

Vendor oversight

See recurring exception categories and support gaps across carriers, vendors, and review populations.

Claim leadership

Support consistency, file quality, and leakage control without turning final decisions into a black-box workflow.

Operating Model

What the workflow looks like inside a carrier environment

The point is not to add another disconnected tool. It is to make estimate review easier to route, inspect, and explain.

Carrier rulebooks and thresholds

Calibrate the review logic around the standards your team wants reviewers to apply on similar files.

Queue and archive workflows

Route uploaded packets through review, preserve the recommendation, and keep the supporting files in one workspace.

Human review still leads

Santora supports the review process. Your handlers, adjusters, and supervisors still control the final claim decision.

FAQ

Carrier questions before the pilot conversation

These are the issues teams typically clarify when they are sorting out whether the workflow fits their review operation.

Bring clarity to mitigation estimate review

Talk through your review workflow, vendor oversight needs, and how AI-assisted peer review can support faster human approval without turning claim decisions into a black box.